Gerrard was such a soft hearted, mellow young man that he often was made a fool by his various girlfriends whose sole interest in him was his money. However, fortune smiled upon him when one night, he discovered Ying Ying lying on a beach unconscious. Not only was Ying Ying young and sexy, she was also a kungfu master. She helped Gerrard recoup many of his bad debts and kicked his lousy girlfriends away.